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Consumers in the United States send billions of dollars to recipients in foreign Approximately half the comments came from credit unions or trade. U.N. Secretary-General Ban Ki-moon stepped up an appeal for funds to help the Philippines recover from a devastating typhoon last month. His Wired cover story “Vanish,” about his attempt to disappear and Billion Dollar Whale: The Man Who Fooled Wall Street, Hollywood, and the World. GOAL LINE BETTING WIKI
I later upped the ante by banning all digital devices in favor of pen and paper. Some unusual revelations have emerged since then — including some happy outcomes from going digital cold turkey. The students in my courses are there to learn about telecom and internet technologies.
On the surface, it looks like a perfect match: hyperconnected digital natives acquiring more knowledge about digital. If only. The sad truth is they suffer from a serious behavioral addiction that makes it pretty much impossible for them to pay attention to their instructors or classmates. At the start of classes, students react with predictable shock and annoyance when I confiscate their phones.
Some even drop out rather than suffer the indignity of being offline for an entire class. Within a month, I get enthused reactions about how good it feels to be phone-deprived. Grades go up, along with the quality of class discussion. First, students are behaving exactly like the grownups in our tech-addled culture, ditching their moment-to-moment social responsibilities for another jab at the screen. Second, the unseemly classroom behavior is a coping strategy for many students, who have to put up with indifferent professors and a pervasive campus culture that casts them in the role of customers rather than learners.
For all their initial resistance, however, depriving students of their devices for three-hour stretches has turned out to be a remarkably simple and effective solution. Not to mention studies showing that students learn more and better using pen and paper instead of keyboards and screens. In the early years of the internet, it was life-changing to send emails across borders and time zones, to look up encyclopedic answers any time you had a question or connect with family far away via social media.
Personally I have stopped using Flickr and Yahoo due to security issues. I do enjoy Instagram and its fictionalized escape from reality via beautiful photography but I find myself using social media, email and search much less than I used to. I do work in digital, so I make a living from understanding how this all works, and I am dismayed at the way it has changed over the last 20 years. My son is 4 and he believes TV is always available on demand via YouTube with supervision of course , shopping only happens on Amazon via phone and FaceTime is how phones always work.
He puts his face up to the landline phone like it is a camera. I do think searching for medical information has gotten a lot better more reliable accurate info in the last 10 years and generally leads to more educated and adherent patients if the physician is willing to see the relationship as a partnership. While families use texts to stay connected during their hyper-scheduled busy lives, I think people have lost their ability to focus on the needs of others and really listen to another person because of how self-centric social media really is.
Sometimes I think people have lost their ability to communicate in-person and have substantial conversations. This interferes with my work productivity. It is all over the place. There is no escape. This is unhealthy. Greed has taken over. I am hyperaware of how easy it seems now to look after young children as long as they are on some type of device.
They are central to communication and entertainment. Because they are always on and always there, it becomes much easier to spend time on our own, in our own world on the devices. The smartphones especially have a way of siloing us off from each other.
It takes extra effort to take a few hours, or a day, away from them. I can name one phenomenon that I have a lot of persistent encounters with. I am a college professor and teach small-to-medium large discussion classes, with a bit of lecturing at times. I do not outlaw digital devices. I have been teaching since the early s. Every year, the number of students who are totally checked out of the class, with their faces buried in laptops, tablets or phones, grows. That loss dwarfs anything I ever saw prior to the wide availability of devices especially phones in the classroom by a factor of Of course students have always been checked out, but now I routinely have one-third to one-half of a classroom visibly not even being there — not even pretending to be there.
These devices are designed to steal attention away from anything other than themselves. Yet I cannot even get many of my colleagues who deal with them on a daily basis to admit that the devices work as they are designed to work, no matter how much evidence there is to support that observation. So rather than a general pushback from educators — as we should have — against the use of these devices in classrooms with exceptions for where they are necessary, of course , instead I have to fight an uphill and exhausting battle against my own colleagues who deny the stark evidence right before their eyes.
Both the phenomenon itself of device use in the classroom, and the wider context of educator resistance — and open hostility -to questioning their use, strike me as emblematic of the harmful effects of digital technology, harmful effects that are not even close to being offset by the positives. There was NO interaction between us. I hope not, but I fear that we are. Their social and emotional lives have been negatively impacted because they tend to seek less real-life interaction with friends because they can so easily interact with them online.
In order to have quality family time, they are supposed to turn off their phones during dinner. When I am with family, technology reminds me of work. When I am alone, technology reminds me of friends I am missing. When I am at work, I cannot be present when technology reminds me of friends and family.
Many of my colleagues are disconnected from those they love by the very technologies they helped to create. My daily life has changed by becoming less personal. Several people close to me have developed an addiction, or near addiction, to internet content. They prefer to interact with others via electronic means rather than face to face. They have a fear of missing out on the latest news or happenings in the world, so they are constantly updating news feeds, blogs, etc.
One person has exhibited classic signs of withdrawal when forced to abandon internet access for more than an hour. While I work on the technologies that underpin the internet infrastructure, I have made a concerted effort to maintain more personal, face-to-face time with friends, colleagues and family.
The above has convinced me that tools such as Facebook, Twitter and blogs can be abused and cause people to lose the ability to physically interact with others. It seems she is using social media as a substitute for real connection with friends. We communicate through social media rather than spend an evening chatting, building relationships and enjoying company. Increased isolation is a negative effect I feel in my life; the time I spend using digital technologies could well be spent in other more creative and productive ways.
And, that I started to have a behavior addiction in a way to the phone. I was using my iPhone as an alarm clock, but lacked the discipline not to look at CNN or Facebook before bed and first thing upon waking. This happened quite a bit during the election and shortly after it. I found myself not being well-rested, having nightmares, losing ability to focus or concentrate, and wasting a lot of time endlessly scrolling on Facebook, Instagram, and Twitter.
I decided to kick the iPhone out of my bedroom and replace it with a moonbeam alarm clock. I also set a goal not to pick up my mobile phone until I had been up for two hours and do offline activities — like walk, read, meditate, or professional writing. I did replace my CNN habit with using Headspace during the day when I feel overwhelmed from using technology.
After a month, I noticed a huge difference in my moods, thoughts and productivity. I know that this experiment of one is not scientific, but I do know that there is research that suggests looking at the your mobile phone before bed — which is 7, kelvins — is like looking at the sun on a bright day and it tells your brain and body to wake up, disrupts your sleep.
The offending driver died at the scene. My friend suffered life-changing injuries, breaking his will and his bank account. My email is clogged with messages from people and organizations incessantly seeking to capture my attention and time, producing a state of information overload that I find psychologically distressing, not to mention hate mail and personal attacks.
There is less face-to-face interaction in the home. I feel unfocused all the time. Until today, I had three Twitter accounts and a Facebook account and I have been on about a dozen Slack teams. I find being hyperconnected to be time-consuming and distracting. I have read less fiction and spent less time doing personal writing over the last few years. This is largely due to the time I spend on social media. Today, I deactivated one of my Twitter accounts and my Facebook account.
I learned that my tweets were also forwarded to my Facebook account — a setting I must have made years ago — and that people were responding to them in Facebook. So, to them, it felt like I was present. But I was basically a Facebook bot. So, rather than continue to be rude by not participating in the conversation there, I deactivated the account.
I have blogged since and been on Twitter from the early years of the service. My children have grown up with a mom who struggled with internet addiction for many years. There were times I might be busier tweeting than watching the kids make sugar cookies at Christmas.
After four or five years, I got a wake-up call. And as I watched, I saw myself. I saw my own failures. My children needed my complete attention so they could fly. So, that summer, I talked to my husband Kip. I scheduled the tweets for the next two weeks in Buffer and gave Kip my phone for two weeks. I went cold turkey on all social media. Since that time, I put down my phone every Sunday.
My phone has no place at meal times. I live life with more intentionality and find myself far more productive than I could have ever dreamed. Instead of getting on social media 20 times a day, I check it once or twice a day and now have a five-day-a-week podcast for educators, blog, speak, joined the choir at church and live life deeper. And as a woman with over , Twitter followers, it would be easy to live a shallow life full of shallow relationships.
But instead I now go deep and am a much happier person. My kids need my full attention to fly. Social media and my smartphone have a place, but not everyplace. I am a human being and not just a human doing. I turn off just about every notification and I jealously guard against interruptions like spam and silly apps that beg for my attention.
My attention is finite, and the choices I make about how to spend it are strategic. I take this passion along to help students and teachers understand it but I often feel like it is a losing battle. I see a basketball player brag about Snapchat streaks and wonder what would happen to their game if they did free throws with the same intentionality. When I have a question, I look it up. What do I miss?
Discussing questions and figuring things out with a friend. Racking my brain to remember and being satisfied when I do. Getting up off my butt to see or talk to a friend. Walking and listening to the birds and watching my dog pick just the right spot to pee. Stopping and enjoying the pause, the white space in-between, the wide-open space where the world lives. I have spent the last two decades working to build tools and organizations to make the Web less evanescent.
My efforts, and those of others in the field, are increasingly failing to measure up to the task. He has no impulse control. He is impatient — it must load now! Kids are great at talking in small groups or via text or via gaming, but are horrible at doing it in a professional setting. For example, my son, and some other kids, have preferred to take a C on a paper instead of an A because they would not stand and present their findings.
And when I give myself permission to sit still and do nothing for a while, I often find that I naturally transition into doing ONE thing that I really want to do, or remember the ONE thing that I really should be doing right now. I recently ate at a very high-end restaurant to celebrate a special occasion and the people next to us spent the entire evening photographing their food to post it on Instagram, texting people and looking things up online. One of the individuals had her phone in her hand the entire time.
I find similar behavior among many. I have seen people sitting with each other in restaurants or cafes and staring at their phones rather than talking to each other, and parents ignoring their kids in favor of doodling on their phones including at beaches, swimming pools, etc. Growing up 10 to 15 years ago, there was no distraction from the conversation over the meal.
The conversation can be stunted or just lost due to phones being so easily accessible. I have been an internet consultant for plus years and I worked on internet projects before that. For me, digital technology has been a fairly rewarding career. My daily life and digital technology are completely intertwined. And I spend less time doing things that make a difference. Now, I know a lot about many things that are unimportant. More to your point: When I got my first email account in the early s, one of the first things I did was locate a pen pal from Spain I had exchanges with when I was a child.
We started emailing every day and then instant messaging. We became really great friends over the digital space. Eventually we met in person. I will see her in March. That was the really good side of the internet. However, once social media started and you could find all your long-lost friends and acquaintances on Facebook or Twitter, things changed.
We figure out what to post based on what will get likes and retweets. I think back to the s, when my tween self had pen pals all over the world. I would sit down and carefully think about what to write on those expensive airmail sheets. It might have been communicating with people far away, but it was a really different kind of communication. Failing on YouTube makes you a social pariah.
Failing with your friends makes for a good story to laugh about later. I am a genealogist and I use it to help unite families. But the other side is that it is too easy not to selectively help but to be drawn into an artificial world. Facebook and Twitter are addictive, and both aim at showing you only what they think you want to see since that is how they make money.
I am more connected to the social media outrage of the day, less in tune with art and culture. As a consequence, I find myself worried about many political issues simultaneously and often distractingly. The average time has gone up from 8 hours to 11 without improvement of their final grade range. They do not get better grades while they spend more time. I played with my friends for hours and my parents were fine I think. Today parents have the technology to track their kids and contact their kids any time they want, which gives kids today a much shorter leash to be kids.
I was definitely operating on information overload; there was way too much content for me to view, let alone synthesize. A few years ago I loved to read. I would finish a book in one or two days and start the next one immediately. I preferred reading books over watching movies. But as I moved into the digital age, as my parents gave me a cellphone and then a computer, I spent less and less time reading books and more time online or on my phone.
I am now used to spending my time getting instant answers and skim-reading online, not spending much time on any one thing. I can search a keyword with a few clicks of the keyboard. While digital life is good, the downsides are quite troublesome.
My brother spent a period between graduating school and obtaining a job idly watching screens and interacting only via them. He spent all day and into the night constantly immersed in this. The TV was always on in the background while he played intense online video games on his laptop, while also continuously texting or messaging others about the game.
Technology became his life. It was difficult to separate him from his virtual world and to interest him in physical human interaction. He became grumpy, began sleeping less and less, and stopped dedicating time to his own physical needs. Although it was a scary time, he was later able to pull himself out of it and eventually reconnect with the real world. While he was lucky to be able to quit, some are not able to do so.
Read books. In print. Read magazines, read newspapers — a range of them, from your state and city and even other nations. And read them deeply. Too few of us do that. Stop everything. First off, read. Set time aside to really do that and do nothing but that in that period. It helps you think and slow down. This is schoolyard but still true: Treat others the way you want to be treated. Be there. Wherever you are.
How many photos from your camera roll memorializing your life do you actually look back on? Look up. There is always something sticky there. Less time for family. Being a watchdog of democracy is a very exciting and rewarding sensation.
Today the job I liked and practiced all of my life still exists only in a few ivory towers that became global The New York Times, the BBC, some of the public service broadcasters financed by states …. If this is the future of the journalistic career, I will encourage my children not to get into it. And, of course, my intentions are good. But engineered addiction is more powerful than cautionary discourse, and social pressures readily tug on heartstrings.
I remember working as a professor before email and after email. The insidious belief that we should always be available, always ready to answer questions for anyone about anything, is one of the most highly detrimental changes that I have seen. The same can be said about whatever dominant electronic communication technology a community uses. I think, too, about raising my two children. And — this will sound ironic? My 9-year-old son said it best recently: He told me that when he plays too many video games, he starts to hate any interruption, anyone who gets in his way.
While this is probably true of anyone in a flow state of being deeply immersed, games have a way to constantly provide a well-timed dopamine hit so that the player always craves more. Research bears this out. I am constantly watching and evaluating their impact, nevertheless.
We are more together and present in the moment. This enables parents to detect signs that a child is having trouble and administrators to detect signs that a teacher is not performing effectively. It also increases the stress on children and teachers who realize they are constantly observed and no longer have the same opportunities to correct their performance on their own.
It pushes teachers to make every grade nuance explicit, ramping up the stress for students and parents. I was recently diagnosed with mild depression. I believe that being hyperconnected within this digital life could be a root of the issue. I find myself, my mood and thoughts, influenced tremendously by scrolling mindlessly on social media platforms and by the content that I come across daily, even hourly.
It has become increasingly hard to not constantly compare the reality of my life with those reflected though my iPhone screen and — even though I am aware of the false reality of the profiles I come across — it is hard not to have my own self-esteem and confidence plummet when I come across a perfectly tailored life. Netflix and all of the streaming sites have proven to be hazardous for my productivity, as I have become effortlessly addicted to them as a means of distraction and procrastination.
I also see this constant hyperconnectedness impacting my friends. It worries me, truly does, to see the impact it is having on my family, as my parents are constantly struggling to catch up to the newest innovation that impacts their daily lives, and my little sister has seemingly found life behind a screen. She has adapted so quickly to life with an iPhone that she does not even remember ever playing with the traditional toys she once enjoyed. The child became mesmerized and non-verbal, almost in a trance-like state.
I compare this to when my children were young and were entertained by non-digital distractions — human contact, arts and crafts, a story — and I wonder what the impact of this very early digital exposure will be. It is very clear that when you compare these two cultures there is more similarity than difference in the ways digital technology is reshaping our most intimate relationships. In many of the families we heard from, mobile devices and the content on them is a source of anxiety, conflict and concern.
Parents are struggling with their own use and overuse of these devices as they are monitoring the use in their children, creating a new parenting challenge. This is just not a message we want to send our children.
I spend an inordinate amount of time with digital technology. I communicate via email, use the internet in my research and teaching, use social media for teaching, read the news online and shop online. This is why Wikipedia is so useful. But the profusion of digitally enabled entertainment — movies, YouTube, streaming music, video games, and so on — has not, on balance, been good for my kids. This is not true of the whole Net.
But now that Net neutrality is on the way out, the internet fast lane will be devoted to dreck, not to socially useful information. As an adult I find there is a growing pressure to always be available online and to respond immediately to messages and requests. This was a person he had never even met, nor did he really know that anything she posted was real or truthful. Yes, lies can happen in the real world, but such lies are much more difficult to continue than those that are shared online.
This is very problematic for our inner, ethical lives. She did so quietly and without the other person being aware until it was too late. She cannot focus on one person at a time or participate in a group conversation that requires listening. While digital life has positive benefits, due to the immediate exchanges of information and the short length of the exchanges, sometimes critical information is assumed. I teach online courses and spend more time checking to see if I am doing the teaching properly, rather than actually teaching.
It is also a family problem, my husband also spends a great deal of time on his phone, and if both of us are on our phones, our grandson acts out. Just as having the constant stimulation of social media available makes it harder to commit to something like reading a book, the constant availability of new partners lowers the threshold for starting something new, which makes people less inclined to stick through the hard parts and build something lasting with a partner.
When people break up, get engaged, have children, etc. A SWIFT spokesman told the Wall Street Journal that a "few" other incidents had occurred, but didn't elaborate on whether there were successful heists at other banks or simply other attempts. Not directly. According to SWIFT, they obtained valid credentials the banks use to conduct money transfers over SWIFT and then used those credentials to initiate money transactions as if they were legitimate bank employees.
How they got the credentials is unclear. News reports have indicated that insiders might have cooperated and provided the credentials to the hackers. Other reports indicate that lax computer security practices at Bangladesh Bank were to blame: the bank reportedly didn't have firewalls installed on its networks, raising the possibility that hackers may have breached the network and found the credentials stored on the system.
They installed malware on the bank's network to prevent workers from discovering the fraudulent transactions quickly. The hackers installed it on the bank's system some time in January, not long before they initiated the bogus money transfers on February 4. What Does the Heist Mean? By targeting the methods that member banks use to conduct transactions over the SWIFT network, the hackers undermine a system that until now had been viewed as stalwart. The US government relies on SWIFT transaction records to alert it to suspicious money transfers that could be related to terrorism financing.
But of course you can," she says. Aside from the hackers themselves? Bangladesh Bank blames the Federal Reserve Bank of New York for allowing the money transfers to go through instead of waiting for confirmation from Bangladesh. The New York Fed counters that it contacted the bank to question and verify dozens of suspicious transfers and never got a response.
By Janna Anderson and Lee Rainie There were considerably fewer complaints about the personal impact among these expert respondents.
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Almost half a billion dollars of bitcoins vanishes in tagalog mmcis group forex malaysiaCrocodile Of Wall Street And The Battle Over Billions In Stolen Bitcoin
US FOREX MARKET TIMINGS
On Reddit, one user, writing in , complained that he had lost ten thousand bitcoins because his mother had thrown out his old laptop. Another early crypto user was irritated by a clicking sound on his hard drive and unthinkingly tossed it out. It contained a file with access to fourteen hundred bitcoins, which he had bought for twenty-five dollars.
From the start, users debated whether it was a feature or a bug of the system that bitcoin was so easy to lose. In a post to an online forum, a newbie named virtualcoin complained that bitcoin seemed risky. Nakamoto himself dropped out of sight in , and he has apparently not claimed his own bitcoin, which is now worth an estimated sixty billion dollars.
Howells remembers thinking it was a good thing that there was no way to access your bitcoin without a private key, because it meant that no one could seize your bitcoin, either. As he saw it, any compromise in this principle would have rendered bitcoin pointless, because that would allow the government and the banks to penetrate, and ultimately dominate, the system. Same as I now think of myself. He wanted to go to the dump, but he was embarrassed—and afraid that nobody would believe his story.
So for about a month he told no one, and watched helplessly as the bitcoin market soared, and with it the value of his lost holdings. She was shocked to learn of the potential windfall, and encouraged him to go to the dump to see if anything could be done. How could he possibly sift through it all? But then the manager gave him some cheering news. Dumps were not filled randomly—like computers, they had an architecture. Newport had organized its dump into different cells: asbestos was deposited in one location, general household trash in another.
It would not be impossible to pinpoint the area where the hard drive was buried, then disinter it. Howells went home and examined the dump on Google Maps. The object is findable. However, Legrand needs only a shovel to start digging. To some, the ease with which the coins had come to Howells seemed like a fantasy or a story from an already distant past: Nakamoto had designed bitcoin mining so that it required more and more computer power as the number of unmined coins decreased.
Today, according to a Times report , it would require an American home with average electricity consumption at least thirteen years to mine a single bitcoin. Others were eager to lend a hand in recovering his drive. At first, Newport officials said that if they found the drive they would of course give it back, but later they adopted a more hard-line stance. How could Howells be sure that the hard drive had been placed in the landfill?
In any case, they cautioned, the drive was likely unusable: it would have been destroyed en route to its noxious burial place. And, besides, the environmental risk of a retrieval would be too great. Howells studied the technology behind hard drives and came to believe that the city officials were wrong. Although the covering of the drive was metal, the disk inside was glass.
He conceded that the hard drive would have been subjected to some compacting when it was layered in with soil and other trash. He was certain that, as long as that part of the disk was undamaged, he could recover his fortune. As Howells tried to ready a plan to present to officials in Newport, the value of the cryptocurrency kept rising.
More and more garbage piled on top of the hard drive, and the private key for his bitcoin sank deeper and deeper. He kept pleading his case to city officials. He thought of suing Newport, but such moves, commonplace in America, are rare in the United Kingdom. As a systems engineer, he knew how to organize a project, and through the years he assembled an increasingly sophisticated strategy for finding the hard drive.
He met with potential investors, and eventually made arrangements with two European businessmen who agreed to support a recovery operation. Howells would get only about a third of the proceeds. He had hoped for a much higher sum; the money was his, after all.
He became increasingly convinced that this was a realistic path. The city did not accept his offer. He had thought that he was striking a blow for the little guy by mining bitcoin; now it was clear that, in Newport at least, little guys still had no power.
She listened politely to his proposal to recover the bitcoin, at no cost to the city, but was not persuaded. Howells, there is absolutely zero appetite for this project to go ahead within Newport City Council. Months of silence followed. We had been talking and texting for nearly a year, mostly on the messaging app Telegram.
He had been by turns evasive and defensive, often coming across as an unyielding cyber libertarian. Tech shaped his world view. On October 21st, the day I arrived in Newport, the value of a bitcoin had just hit a new peak: nearly sixty-seven thousand dollars. Howells met me by the train station, wearing jeans and a crisp sweatshirt from Lonsdale. He drives a twenty-year-old BMW convertible that he bought before his bitcoin days. Bitcoin's underlying software code, known in developer circles as "the protocol," is believed to keep track of every transaction using a special marker that can be traced via an online ledger.
Unlike cash, which might be difficult to track if it is stolen from a bank vault and then widely dispersed, bitcoin transactions are logged in the ledger, which essentially can be accessed by anyone with a computer. Some computing experts believed any hackers might be capable of covering the tracks of a potential computer break-in. But if each bitcoin has a marker, it would make it more difficult for thieves to try to convert a big stash into another currency, in the same way it would be difficult for an art thief to pawn off a pilfered Matisse painting quickly.
Gox victims and treasure hunters who have fanned out in search of the missing bitcoins. Devon Weller, a year-old freelance Web developer in Nashville who said he had a "small amount" of bitcoins stashed at Mt. Gox, tossed aside his regular work Friday morning to start looking for missing bitcoins. He tapped into the public ledger from his home office and started following the trail of large transactions.
The exchange's bankruptcy filing capped a tumultuous stretch for the five-year virtual currency. The price swings have hit some investors hard. Securities and Exchange Commission. Gox halted customer withdrawals three weeks ago, saying a "bug in the bitcoin software" allowed some users to alter the ID on transactions and fraudulently claim that bitcoin transfers hadn't been sent.
Other exchanges also had problems but were able to provide patches so activity could resume. Gox didn't recover, and it shut down operations Tuesday. The defunct exchange is the target of an investigation by the U. The scope of the probe isn't clear, but prosecutors have subpoenaed the company, ordering it to preserve certain documents, according to a person familiar with the matter. Gox also faces lawsuits from customers.
Gox filed a lawsuit seeking class-action status against the exchange. Gregory Greene, who filed the claim with an Illinois District Court, is seeking damages, an injunction, restitution and other remedies. The claim alleges that Mt. Gox Bitcoin exchange in Tokyo, Japan. Bloomberg News The company didn't immediately respond to a request for comment. Because Mt. Gox was unregulated, customers might not have much recourse unless they hunt down missing bitcoins on their own.
By contrast, customers of MF Global Inc. Federal regulators have encouraged bitcoin companies to follow money-laundering rules, but beyond that have generally been silent on whether they have legal authority to regulate companies like Mt.
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